First Steps
Step One
Discover how we can help you achieve your goals with a complimentary call. This conversation allows you to learn about our comprehensive financial planning process, understand our approach, and see how we can meet your unique needs.
Step Two
Take a thoughtful dive into your financial future with a complimentary consultation. Together, we’ll explore and clarify your goals, then explain how our financial planning services can help you achieve them.
Step Three
Work together to gather the details needed to design your personalized financial plan. Through a series of thoughtful meetings, we’ll craft a plan tailored to your goals, complete with clear action steps to set you up for immediate progress and lasting success.
Step Four
Implementing your financial plan to take meaningful steps toward your goals. Whether you choose to take action yourself or delegate certain tasks, we’ll guide you through each phase, providing regular updates and making adjustments to keep you moving forward.
Ongoing Financial Planning
Two Annual Meetings
First Half of the Year
Review of Financial Goals and Progress: Evaluate where you stand with short- and long-term goals, and adjust strategies as needed.
Cash Flow Management: Analyze income, expenses, and savings to ensure alignment with your financial objectives.
Investment Strategy: Review portfolio performance, rebalance as needed, and ensure alignment with your long-term plans.
Life Event Planning: Address any significant changes (e.g., marriage, new home, career shifts) that may impact your financial goals.
Second Half of the Year
Year-End Review: Comprehensive review of financial progress, with updates for the next year based on evolving goals and circumstances.
Tax Planning: Finalize strategies for the current tax year, explore tax-saving opportunities, and prepare for next year’s tax goals.
Retirement Planning: Assess retirement savings, contributions, and strategies to ensure alignment with long-term goals.
Insurance & Risk Management: Review and update life, health, disability, or long-term care insurance to maintain appropriate coverage.
Estate and Legacy Planning: Ensure wills, trusts, and beneficiary designations are up-to-date and reflect current intentions.
Check-ins (as Needed)
Touchpoint meetings to review progress on key financial areas such as:
Any new goals, life changes, or unexpected financial concerns.
Cash flow and savings updates.
Investment performance and market conditions.
Debt management strategies.